My Car Payment Is Too High
If you're struggling to make your car payment each month, you're not alone. A study by Experian found that the average monthly car payment in the U.S. is $523. That's a lot of money, and it's only getting higher. If your car payment is too high, there are a few things you can do. You can try to negotiate with your lender for a lower interest rate or monthly payment. You can also look into refinancing your loan or trading in your car for a less expensive one. Whatever you do,
Legally Get Out Of Title Loan
If you're one of the millions of Americans who have taken out a title loan, you may be feeling the pinch of high interest rates and hefty monthly payments. But there is a way to legally get out of your title loan without damaging your credit score. Here's how to do it: 1. Talk to your lender about your options. Many lenders are willing to work with borrowers who are struggling to make their payments. They may be able to extend the terms of your loan or lower your interest rat
How To File Bankruptcy On Credit Cards
If you're considering bankruptcy because of credit card debt, you're not alone. In 2018, Americans owed more than $1 trillion in credit card debt, according to NerdWallet. If you're struggling to make payments on your credit cards and other debts, bankruptcy might be the best option for you. Here's how to file bankruptcy on your credit cards: 1. Speak with a bankruptcy attorney. 2. Determine if you qualify for Chapter 7 or Chapter 13 bankruptcy. 3. Gather the required documen
How Often Can You File Bankruptcy
Bankruptcy can be a helpful tool for those who are struggling to make ends meet. But how often can you file bankruptcy? There is no limit to how many times you can file for bankruptcy. However, there are certain restrictions in place that may make it more difficult to obtain a discharge of your debts. For instance, if you have already received a discharge in a previous bankruptcy case, you must wait at least eight years before filing again. Additionally, if your most recent b
Car Repossession Process
If you can't make your car payments, your lender may eventually repossess your vehicle. The process of repossession starts when you miss a payment. Here's what to expect if your car is being repossessed. The first step in the process is usually a phone call or letter from the lender. This contact is to remind you that you're behind on payments and to ask how you plan to catch up. If you can't come up with a plan or make a partial payment, the lender may then start the process
What Are Advantages Of Filing Bankruptcy
When it comes to personal finances, bankruptcy is often thought of as a last resort. However, there are certain advantages to filing for bankruptcy that may make it the best option for your situation. One advantage of filing for bankruptcy is that it can immediately stop creditor harassment. If you are constantly being called or emailed by creditors, filing for bankruptcy can put an end to that. Once you have filed for bankruptcy, creditors are not allowed to contact you dire
Filing Bankruptcy In Az
Filing for bankruptcy can be a daunting task, but it doesn't have to be. If you're considering filing for bankruptcy in Arizona, here's what you need to know. The first thing to understand is that there are different types of bankruptcy, each with its own eligibility requirements and process. The most common type of bankruptcy in Arizona is Chapter 7, which allows you to discharge most of your debts. To be eligible for Chapter 7 bankruptcy, you must pass a means test, which c
Bankruptcy Legal Aid
If you're considering bankruptcy, you're not alone. In 2018, more than 790,000 people filed for bankruptcy in the United States. Facing mounting debt and seemingly no way out can be overwhelming. The first step is to understand what bankruptcy is and if it's the right solution for your financial problems. Once you've done that, it's important to know the different types of bankruptcies and which one might be right for you. There are also a lot of myths about bankruptcy circul
Pros And Cons Of Bankruptcy
Filing for bankruptcy can be a daunting task. You may have heard horror stories about people who have lost everything they own after filing for bankruptcy, but there are also many success stories of people who have been able to get their finances back on track after filing. There are pros and cons to filing for bankruptcy. Some of the pros include being able to discharge your debts, which can give you a fresh start financially. You may also be able to keep certain assets, suc
Disqualification For Unemployment
When you are seeking unemployment benefits, you must meet certain eligibility requirements. One of the requirements is that you be able and available to work. If you are not able to work, or if you are not available to work, you may be disqualified for unemployment benefits. There are a number of reasons why you may not be able to work. If you have a medical condition that prevents you from working, or if you are caring for a sick family member, you may be disqualified for un
