
Filing Bankruptcy to Deal With Your Student Loan Debt? Here are 5 Things You Should Know!
When a debt goes unpaid, creditors have the right to take action in order to collect what they are owed. One of the ways they can do this is by obtaining a judgment against you. A judgment creditor is someone who has taken legal action and been granted a court-ordered judgment against you for an unpaid debt. Can a Judgment Creditor Take Your Car? Yes, depending on where you live, the answer may be yes. In some states, such as California and New York, if your vehicle qualifies

Can A Judgment Creditor Take My Car?
When a debt goes unpaid, creditors have the right to take action in order to collect what they are owed. One of the ways they can do this is by obtaining a judgment against you. A judgment creditor is someone who has taken legal action and been granted a court-ordered judgment against you for an unpaid debt. Can a Judgment Creditor Take Your Car? Yes, depending on where you live, the answer may be yes. In some states, such as California and New York, if your vehicle qualifies

Is there a way to keep a credit card I need when filing bankruptcy?
When filing bankruptcy, the loss of a credit card can be devastating. Many people rely on the convenience and security of credit cards for purchases and emergency situations. Fortunately, there are ways to keep your necessary credit card when going through bankruptcy. One way is to file for Chapter 13 bankruptcy instead of Chapter 7. In this form of bankruptcy, debtors must complete a repayment plan rather than having all debts discharged. This repayment plan may include some


A Creditor Is Suing Me. What Should I Do?
If you are facing a lawsuit from a creditor, it can be a scary and confusing situation. Knowing the right steps to take is critical in navigating this difficult experience. The first step is to respond as soon as possible. Do not ignore the lawsuit or hope that it will go away; instead, contact an attorney to help you understand your rights and legal options. It’s important to respond quickly since creditors may use default judgments against those who don’t submit an answer o

Will I Go to Jail for Not Paying My Debts?
No one wants to end up in jail for not paying back their debts, but it is a thought that crosses the mind of many people. When you are struggling with debt, it is important to know your rights and understand the consequences of not paying off your debt. Failing to pay off debts could lead to legal action being taken against you, so understanding what this entails is key. In most cases, you won't actually be sent to prison just for not paying your debts. Instead, creditors can


Can an Employer Deny Me a Job Because of My Bad Credit?
Bad credit can be an obstacle when looking for employment, as some employers may use it to determine whether or not to hire someone. Can an employer deny you a job because of your bad credit? The answer is yes, depending on the type of job you are applying for and how your credit score impacts it. Employers in certain industries may review candidates’ credit report as part of the hiring process. Employers in these fields often have legal regulations that require them to do so

What is a Debt Collection Attorney?
A debt collection attorney is a legal specialist who helps debtors and creditors resolve their financial disputes. This type of attorney can represent both parties in court and help them reach an agreement outside of court. They are knowledgeable about the laws surrounding debt collection and are able to provide advice on the best way to handle any situation involving debts, defaults, or credit issues. Debt collection attorneys work with creditors to enforce payment agreement

Can the trustee seize money that I received after I filed?
When filing for bankruptcy, it can be a difficult time for people as they are trying to work through the process and make sure that everything is taken care of correctly. One question that often comes up is whether or not the trustee appointed will be able to seize money that has been received after filing. The answer to this question depends on the circumstances of your case and the type of money you have received. Generally, any money received during or after filing does ne


Chapter 7 Document Checklist
Chapter 7 Document Checklist is an important tool for individuals looking to file for Chapter 7 bankruptcy. This checklist provides a comprehensive list of all the documents required to successfully complete the filing process. Knowing what documents are needed prior to filing can save time and ensure that everything is in order before beginning proceedings. This checklist includes paperwork such as proof of income, tax returns, statements from creditors, a copy of the debtor


Is It A Good Idea To Delay Filing Bankruptcy?
Filing for bankruptcy can be a difficult and daunting decision, but it is sometimes necessary in order to protect one’s financial future. But what if you are considering filing for bankruptcy? Is it a good idea to delay filing until later? Before making any decisions, it is important to understand the benefits of delaying versus the potential drawbacks. Delaying filing for bankruptcy may give individuals some additional time to save money or make arrangements that would help