12 Easy Strategies To Build Credit Without a Credit Card

Credit cards can be helpful in building credit, but they're not the only way. There are a number of other strategies you can use to build credit without a credit card.

One strategy is to make sure you pay your bills on time. This includes rent, utilities, phone bills, and any other recurring payments you have. Payment history is one of the biggest factors in your credit score, so it's important to make sure you're always paid up.

Another strategy is to use a service like CreditKarma or CreditSesame to help you track your progress. These services provide you with a free credit score and report, as well as tips on how to improve your credit.

Finally, remember that it takes time to build credit. If you're patient and follow these simple strategies, you'll be on your way to good credit in no time.

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