​ Mechanic’s Lien: A lien on real estate which secures the payment of debts due to persons who perform labor or services or furnish materials incident to the construction of buildings and improvement on real estate. CALL US AT OUR 24 HOUR CUSTOMER SERVICE HOTLINE: 1-800-562-0004 Our Business Hours are: Mon – Friday from 10:00am to 6:00pm Saturday from 10:00am – 2:00pm When you have legal business questions, Attorney Omar Zambrano is here to help! Contact us today to schedul

​ Market Value: An appraisal term denoting the highest price that a buyer, willing but not compelled to buy, would pay, and the lowest a seller, willing but not compelled to sell, would accept. ​ CALL US AT OUR 24 HOUR CUSTOMER SERVICE HOTLINE: 1-800-562-0004 Our Business Hours are: Mon – Friday from 10:00am to 6:00pm Saturday from 10:00am – 2:00pm When you have legal business questions, Attorney Omar Zambrano is here to help! Contact us today to schedule your FREE CONSULTA

​ Marketable Title: Title which is free from defects which would allow a purchaser to be released from his obligation to purchase​​. CALL US AT OUR 24 HOUR CUSTOMER SERVICE HOTLINE: 1-800-562-0004 Our Business Hours are: Mon – Friday from 10:00am to 6:00pm Saturday from 10:00am – 2:00pm When you have legal business questions, Attorney Omar Zambrano is here to help! Contact us today to schedule your FREE CONSULTATION.

​ Loan-to-Value Ratio: The ratio of the mortgage loan’s principal to the property’s appraised value or its sales price, whichever is lower.​​ CALL US AT OUR 24 HOUR CUSTOMER SERVICE HOTLINE: 1-800-562-0004 Our Business Hours are: Mon – Friday from 10:00am to 6:00pm Saturday from 10:00am – 2:00pm When you have legal business questions, Attorney Omar Zambrano is here to help! Contact us today to schedule your FREE CONSULTATION.

​​ Lis Pendens: Legal notice that a lawsuit is pending. Also called a notice of action.​​ ​ CALL US AT OUR 24 HOUR CUSTOMER SERVICE HOTLINE: 1-800-562-0004 Our Business Hours are: Mon – Friday from 10:00am to 6:00pm Saturday from 10:00am – 2:00pm When you have legal business questions, Attorney Omar Zambrano is here to help! Contact us today to schedule your FREE CONSULTATION.

​​ Lien: A recorded document which claims an interest in real property as security for a debt owed. Such liability may be created by contract, such as a deed of trust, or by a court judgement.​ ​ CALL US AT OUR 24 HOUR CUSTOMER SERVICE HOTLINE: 1-800-562-0004 Our Business Hours are: Mon – Friday from 10:00am to 6:00pm Saturday from 10:00am – 2:00pm When you have legal business questions, Attorney Omar Zambrano is here to help! Contact us today to schedule your FREE CONSULTA

​​ Legal Description: A description by which property can be definitely located by reference to surveys or recorded maps. Sometimes referred to simply as the legal. ​ CALL US AT OUR 24 HOUR CUSTOMER SERVICE HOTLINE: 1-800-562-0004 Our Business Hours are: Mon – Friday from 10:00am to 6:00pm Saturday from 10:00am – 2:00pm When you have legal business questions, Attorney Omar Zambrano is here to help! Contact us today to schedule your FREE CONSULTATION.

​​ ​Joint Tenancy: A means of ownership in which two or more persons own equal shares in real property. Upon the death of one tenant, his/her share passes to the remaining tenant(s) until title is vested in the last survivor. CALL US AT OUR 24 HOUR CUSTOMER SERVICE HOTLINE: 1-800-562-0004 Our Business Hours are: Mon – Friday from 10:00am to 6:00pm Saturday from 10:00am – 2:00pm When you have legal business questions, Attorney Omar Zambrano is here to help! Contact us today

​​ Impound Account: An account held by a lender for the payment of taxes, insurance or other periodic debts against real property. CALL US AT OUR 24 HOUR CUSTOMER SERVICE HOTLINE: 1-800-562-0004 Our Business Hours are: Mon – Friday from 10:00am to 6:00pm Saturday from 10:00am – 2:00pm When you have legal business questions, Attorney Omar Zambrano is here to help! Contact us today to schedule your FREE CONSULTATION.

​​ Hidden Defect: An encumbrance on a title that is not apparent in the public records; for example, unknown heirs, secret marriages and forged instruments. ​ CALL US AT OUR 24 HOUR CUSTOMER SERVICE HOTLINE: 1-800-562-0004 Our Business Hours are: Mon – Friday from 10:00am to 6:00pm Saturday from 10:00am – 2:00pm When you have legal business questions, Attorney Omar Zambrano is here to help! Contact us today to schedule your FREE CONSULTATION.