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Can a Credit Card Company Sue Me if I Stop Paying?

If you're struggling with credit card debt and considering stopping payments on your card, it's important to understand the legal implications. Can a credit card company sue you if you stop paying? The answer is yes. Credit card companies have the right to take action against consumers who are delinquent in their payments, including filing a lawsuit against them.

When a consumer fails to make minimum payments or pay off their balance in full each month, the creditor can choose to file suit with the court system. If they win, they may be granted permission to garnish your wages or seize assets like bank accounts and property until they are paid in full. It's important not to ignore any lawsuits that may be filed against you as this could lead to further penalties such as additional fees or jail time in extreme cases.

The Law Offices of Omar Zambrano has helped thousands of people and them businesses in the past to get out of debt and start over.

Our goal is to help you find a fresh start FAST!

Schedule your free consultation today! By Calling 626-338-5505 or visiting us at 12738 Ramona Blvd Baldwin Park CA 91706


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