Can a Mechanic’s Lien Be Placed on a Financed Vehicle?

A mechanic's lien is a legal claim that a contractor or other service provider can file against a property owner to secure payment for services rendered. In most states, mechanic's liens can be placed on both residential and commercial properties. But what happens if the property in question is a vehicle that is financed? Is it still possible to place a lien on the vehicle?

The answer to this question depends on the state in which the vehicle is financed. In some states, such as California, a mechanic's lien can be placed on a financed vehicle as long as the creditor Perfects their lien within 120 days of the last date of work performed. However, other states have different rules and regulations regarding mechanic's liens and financed vehicles. It's important to research the laws in your state before attempting to file a lien.

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