Can Filing Chapter 7 Bankruptcy Help Get Back Garnished Wages?

If you’re having trouble making ends meet because your wages are being garnished, you may be wondering if filing for bankruptcy can help. The answer is yes – if you file for Chapter 7 bankruptcy, an “automatic stay” goes into effect that will stop most wage garnishments. However, there are some exceptions to this rule.

For example, if you owe back taxes or child support, the IRS or state agency responsible for collecting those payments can continue to garnish your wages even after you file for Chapter 7 bankruptcy. And if you have recently been involved in a lawsuit and a judgment has been entered against you, the court may allow the creditor to garnish your wages to satisfy the judgment.

But in most cases, filing for Chapter 7 bankruptcy will stop wage garnishment and give you a chance to get back on your feet financially.

The Law Office of Omar Zambrano is constantly helping thousands of people and companies get out of debt and start over.

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