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Consumer Rights Under the Fair Credit Reporting Act (FCRA)


The Fair Credit Reporting Act (FCRA) is a federal law that governs the accuracy and use of consumer credit information. It was enacted in 1970 and has since become an important source of protection for consumers in the United States. The FCRA provides individuals with certain rights, including the right to access their credit reports and dispute any inaccuracies they find. It also regulates how businesses may use a person’s credit information when making decisions about granting them a loan or other form of financial assistance. In addition, it prohibits companies from using deceptive practices when obtaining information about consumers’ credit histories. By understanding their rights under the FCRA, consumers can take steps to ensure that their personal financial information is being used responsibly and accurately.




The Law Offices of Omar Zambrano has helped thousands of people and businesses in the past to get out of debt and start over.



Our main goal is to help you find a fresh start FAST!


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