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Do I Need To List All of My Creditors?

When you’re considering bankruptcy, one of the first questions you may have is whether or not you need to list all of your creditors. The answer is generally yes, but there are a few exceptions.

If you’re considering Chapter 7 bankruptcy, also known as liquidation bankruptcy, you’ll need to list all of your creditors on your bankruptcy petition. This includes credit card companies, medical providers, lenders, and anyone else to whom you owe money.

Chapter 13 bankruptcy, or reorganization bankruptcy, works a little differently. In this type of bankruptcy, you’ll only need to list your secured creditors—those who have a lien on your property—on your petition. Unsecured creditors—such as credit card companies or medical providers—can be listed in your repayment plan.

The Law Offices of Omar Zambrano has helped thousands of people and businesses in the past to get out of debt and start over.

Our goal is to help you can find a fresh start FAST!

Schedule your free consultation today! By Calling 626-338-5505 or visiting us at 12738 Ramona Blvd Baldwin Park CA 91706


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