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How New York’s Statutes of Limitations on Debt Protect You


If you live in New York and find yourself struggling with debt, you may be wondering if there is any relief available. You may be relieved to know that New York has laws in place known as statutes of limitations on debt. These laws protect consumers by limiting the amount of time creditors have to sue for unpaid debts.

There are different types of debts, each with its own statute of limitations. For example, the statute of limitations for credit card debt is six years, while the statute of limitations for medical debt is two years. If a creditor attempts to sue you for a debt after the statute of limitations has expired, you can use the expiration date as a defense against the lawsuit.


While the statutes of limitations on debt provide some protection for consumers, it’s important to note that they do not eliminate your obligation to pay the debt.



The Law Offices of Omar Zambrano has helped thousands of the people and businesses in the past to get out of debt and start over.



Our goal is to help you find a fresh start FAST!


Schedule your free consultation today! By Calling 626-338-5505 or visiting us at 12738 Ramona Blvd Baldwin Park CA 91706






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