How To Deal With Debt Collectors (When You Can’t Pay)
If you’re struggling with debt and can’t afford to pay off your creditors, dealing with debt collectors can be an intimidating experience. Debt collectors are relentless in their pursuit of payment and often use aggressive tactics to get what they want. However, there are steps you can take to protect yourself when dealing with debt collectors.
First and foremost, understand your rights as a consumer. Debt collection agencies must abide by the Fair Debt Collection Practices Act (FDCPA), which regulates how they contact consumers and collect debts. This means that they cannot use abusive language or threaten legal action unless it is applicable in the situation. Make sure you know your rights so that you can protect yourself if need be.
Secondly, communicate honestly with the debt collector about your financial situation so that both parties know where each stands on the issue of payment.
The Law Offices of Omar Zambrano has helped thousands of people and businesses in the past to get out of the debt and start over.
Our goal is to help you find a fresh start FAST!
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