How To File Chapter 13 Bankruptcy: A Step-by-Step Guide

Bankruptcy can be a difficult and stressful process. Chapter 13 bankruptcy is a type of bankruptcy that allows individuals to reorganize their debt and repay it over time. This type of bankruptcy can be beneficial for people who have a regular income and want to keep their property.

Filing chapter 13 bankruptcy can be a complicated process, but it doesn't have to be. With this step-by-step guide, you can learn how to file chapter 13 bankruptcy and get started on the road to financial recovery.

1. Determine if you qualify for chapter 13 bankruptcy. In order to file for chapter 13 bankruptcy, you must have a regular source of income and owe less than $394,725 in unsecured debt or $1,184,200 in secured debt. You must also have filed for chapter 7 bankruptcy within the last four years.

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