How to protect yourself from debt collector harassment
If you're being harassed by debt collectors, there are steps you can take to protect yourself. Here's what you need to know.
Debt collectors are known for their aggressive tactics. If you're being harassed by a debt collector, there are steps you can take to protect yourself.
The first step is to understand your rights. Debt collectors are regulated by the Fair Debt Collection Practices Act (FDCPA), which prohibits certain types of behavior, including harassment.
If a debt collector is harassing you, they may be violating the FDCPA. You can file a complaint with the Consumer Financial Protection Bureau (CFPB).
You should also keep track of all communications from the debt collector, including phone calls, letters, and emails. Keep a record of the date, time, and content of each communication.
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