How to Remove Collection Accounts From Your Credit Report
No one wants to see a collection account appear on their credit report. But if you have one, it’s important to know how to remove it in order to improve your credit score. Collection accounts can stay on your credit report for up to seven years and hurt your chances of getting approved for loans or lines of credit. Knowing how to remove them from your report is step one in restoring good financial health.
The first thing you need to do is contact the creditor, either by phone or mail, and ask them about the possibility of removing the collection account from your record if you pay off the debt in full. Depending on the creditor’s policy and willingness, they may agree and delete the collection account after payment has been received.
The Law Offices of Omar Zambrano has helped thousands of people and businesses in the past to get out of debt and start over.
Our goal is to help you find a fresh start FAST!
Schedule your free consultation today! By Calling 626-338-5505 or visiting us at the 12738 Ramona Blvd Baldwin Park CA 91706