New York’s Statute of Limitations for Credit Card Debt
In the state of New York, the statute of limitations for credit card debt is six years. This means that if you have unpaid credit card debt, your creditors have six years to sue you for the debt. After six years, your creditors can no longer sue you for the unpaid debt.
If you are being sued by your creditor for unpaid credit card debt, it is important to know the statute of limitations in your state. In some states, the statute of limitations is as short as three years. If you are being sued in a state with a shorter statute of limitations, you may have a defense against the lawsuit.
If you are being sued by your creditor for unpaid credit card debt, you should a contact an experienced attorney to discuss your case and determine if the statute of limitations has expired in your state.
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