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Reaffirmation Agreements

A reaffirmation agreement is a legally binding contract between a debtor and their creditor that allows the debtor to keep certain secured debts, such as car loans and mortgages, even after filing for bankruptcy. Reaffirmation agreements can play an important role in helping individuals protect their assets while at the same time helping creditors get repaid. Here is what you need to know about reaffirmation agreements.

When someone files for bankruptcy they typically have the option of keeping or getting rid of individual debts. If a debtor chooses to keep a debt, they must sign a reaffirmation agreement with the lender that states that they will continue making payments on it according to the terms of their original loan agreement. This type of agreement is beneficial both for the creditor who gets paid back and also for the debtor who gets to keep an asset such as a house or car without having it repossessed by their lender.

The Law Offices of Omar Zambrano has helped thousands of people and businesses in the past to get out of debt and start over.

Our goal is to help you find a fresh start FAST!

Schedule your free consultation today! By Calling 626-338-5505 or visiting us at 12738 Ramona Blvd Baldwin Park CA 91706


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