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Sent to Collections Without Notice? Here’s What To Do Next.


If you have been sent to collections without notice, the first thing you need to do is take a breath and stay calm. Understand that this does not necessarily mean you owe money or that there is an error in your financial records. However, it is important to act quickly and understand exactly what happened so that proper steps can be taken to protect your credit score.


The first step in resolving any issue with collections is gathering as much information as possible. This includes looking into the account in question, understanding what was sent to collections, determining when it went into collections, researching any late payments you may have made and understanding why those occurred. Once all of this information has been collected and reviewed, contact the collection agency directly to ask questions and explain your situation if needed. It's important to remain civil while discussing the issue with them so that a mutually beneficial resolution can be reached.





The Law Offices of Omar Zambrano has helped thousands of people and them businesses in the past to get out of debt and start over.



Our goal is to help you find a fresh start FAST!


Schedule your free consultation today! By Calling 626-338-5505 or visiting us at 12738 Ramona Blvd Baldwin Park CA 91706






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