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Understanding the Assignment of Mortgages: What You Need To Know

When it comes to mortgages, understanding the assignment of mortgages is key. Knowing what assignments are and why they’re used can help you make informed decisions when it comes to your own mortgage or that of a family member or friend. An assignment of mortgage is a legal document that transfers ownership of a loan from one lender to another. This transfer usually happens if the original lender sells the loan or if there is a change in ownership within the lending institution. The most common type of assignment involves transferring an existing mortgage from one lender to another when the terms and conditions have been modified.

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