Using Debt Validation and Debt Verification Letters
If you have debt that you cannot pay, you may be considering using debt validation or debt verification letters as a way to get out of the debt. However, it is important to understand how these letters work before you send one off.
Debt validation letters are sent to creditors in an attempt to have the debt invalidated. The letter requests proof that the debt is actually owed and that the creditor has the legal right to collect on the debt. If the creditor cannot provide this proof, then the debt may be considered invalid and you will not be responsible for paying it.
Debt verification letters are sent to collection agencies to verify that they have the correct information about the debt. This includes verifying the amount of the debt, who it is owed to, and whether or not you have already paid any portion of the debt.
The Law Offices of Omar Zambrano has helped thousands of people and businesses in the past to get out of debt and start over.
Our goal is to help you find a fresh start FAST!
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