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What Are the Kentucky Bankruptcy Exemptions?

When filing for bankruptcy in Kentucky, it is important to understand the state's exemptions laws. Knowing what property will be exempt from creditors can help individuals make informed decisions when considering different debt relief options. Exemptions limit the amount of assets that creditors can take to satisfy a bankruptcy judgment, so understanding them is essential.

In Kentucky, debts may be discharged through either Chapter 7 or Chapter 13 bankruptcies, but each type of bankruptcy offers different exemptions. Under Kentucky law, if you choose Chapter 7 bankruptcy you may keep any property that falls under their state exemptions up to a certain dollar limit such as your home or vehicle and certain household items. Other types of exempted property include: health aids; pension benefits; wages (up to $3000); wildcard exemption ($1000); personal injury settlements ($7000); life insurance policies; and military retirement benefits.

The Law Offices of Omar Zambrano has helped thousands of people and businesses in the past to get out of debt and start over.

Our goal is to help you to find a fresh start FAST!

Schedule your free consultation today! By Calling 626-338-5505 or visiting us at 12738 Ramona Blvd Baldwin Park CA 91706


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