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What Are the Mississippi Bankruptcy Exemptions?


When it comes to filing for bankruptcy, one of the first things you need to do is determine what property is exempt. This can be a difficult task, as each state has its own set of exemptions. If you're considering filing for bankruptcy in Mississippi, here's what you need to know about the state's exemption laws.


Under Mississippi law, there are two types of exemptions: those that are set forth in the state constitution and those that are set forth in the federal bankruptcy code. The constitution lists a number of specific exempt items, including homesteads, personal property, and wages. The federal code allows for a more general list of exemptions, which includes things like retirement accounts and life insurance policies.


When it comes to choosing between the state and federal exemption lists, filers must use the one that offers them the most protection.





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