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What are the Missouri Bankruptcy Exemptions?

Filing for bankruptcy is an intimidating process, but understanding Missouri's bankruptcy exemptions can help make it easier. There are certain assets that debtors in Missouri can protect from creditors if they file for bankruptcy. This article will explain what the Missouri Bankruptcy Exemptions are and how they can help individuals who are considering filing for bankruptcy.

In the state of Missouri, debtors have access to a number of exemptions when filing for bankruptcy. These exemptions vary based on whether you’re filing under Chapter 7 or Chapter 13. The most common exemptions include your car, home equity value up to $15,000 in homestead exemption and up to $3,000 in personal property items such as furniture and clothing. Other assets like retirement accounts, life insurance policies and alimony payments are also typically exempt from creditors’ claims during a bankruptcy proceeding in Missouri.

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