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What Does "The Automatic Stay Has Been Lifted" Mean?

If you're facing foreclosure, you might hear your lender say that the "automatic stay has been lifted." But what does that mean?

When a homeowner falls behind on their mortgage payments, the first step in the foreclosure process is for the lender to file a notice of default. This starts the clock ticking on a 90-day window during which the borrower can catch up on their payments and avoid foreclosure.

However, if the borrower doesn't catch up on their payments within that 90-day window, the lender can file a notice of sale. This is when the "automatic stay" comes into effect.

The automatic stay is an injunction that temporarily halts all foreclosure proceedings. It gives borrowers a brief reprieve from foreclosure and allows them time to explore their options.

The Law Offices of Omar Zambrano has already helped thousands of people and businesses in the past to get out of debt and start over.

Our goal is to help you find a fresh start FAST!

Schedule your free consultation today! By Calling 626-338-5505 or visiting us at 12738 Ramona Blvd Baldwin Park CA 91706


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