"What Happens After Chapter 13 Is Paid Off"

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After paying off a Chapter 13 bankruptcy, the next step is to obtain a discharge from the court. Once this happens, the debtor no longer has to make payments on the debts included in the repayment plan and all remaining debt will be wiped out. This can offer great financial relief for someone who was struggling to manage their finances or had too much debt.

The discharge of a Chapter 13 bankruptcy will also help improve credit scores over time due to less debt and fewer delinquent payments being reported on credit reports. In addition, many lenders may be more willing to work with someone who has paid off their Chapter 13 promptly and responsibly than they would have been prior to filing for bankruptcy. After successfully completing a Chapter 13 repayment plan, it is possible for individuals to qualify for loans such as mortgages or car loans relatively quickly.

The Law Offices of Omar Zambrano has helped thousands of people and businesses in the past to get out of debt and start over.

Our goal is it to help you find a fresh start FAST!

Schedule your free consultation today! By Calling 626-338-5505 or visiting us at 12738 Ramona Blvd Baldwin Park CA 91706