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What to Do if You’re Contacted About a Time-Barred Debt

If you receive a call or letter about a time-barred debt, it may feel like an intimidating experience. A time-barred debt is one that has passed the statute of limitations in your state, which means that creditors can no longer legally collect on it. It’s important to understand your rights when dealing with this kind of debt so that you don’t get taken advantage of. Here are some steps you should take if you have been contacted about a time-barred debt:

First and foremost, do not panic. You may be tempted to pay the creditor out of fear without researching further into what they are asking for. However, by doing so, you might inadvertently reset the statute of limitations and open yourself up to legal action again down the line.

The Law Offices of Omar Zambrano has helped thousands of people and businesses in the past to get out of debt and start over.

Our main goal is to help you find a fresh start FAST!

Schedule your free consultation today! By Calling 626-338-5505 or visiting us at 12738 Ramona Blvd Baldwin Park CA 91706


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