12 Easy Strategies To Build Credit Without a Credit Card
Credit cards can be very helpful in building credit, but they're not the only way. There are a number of other strategies you can use to build credit without a credit card.
One strategy is to get a secured credit card. A secured credit card is one where you put down a deposit that becomes your credit limit. This deposit protects the lender in case you don't make your payments, so it's easier to get approved for one of these cards. You can use a secured credit card just like any other credit card, and by making your payments on time and in full, you'll start to build up your credit history.
Another strategy is to become an authorized user on someone else's credit card account. This means that the account holder agrees to let you use their account and their payment history will become part of your credit history as well.
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