Can Bankruptcy Help Me Get My Car Back After Repossession?

If you're facing repossession, you may be wondering if bankruptcy can help you keep your car. The answer is maybe. It depends on several factors, including the type of bankruptcy you file and the laws in your state.
If you file for Chapter 7 bankruptcy, the court may order the creditor to return your car to you. This is called "reversing" the repossession. In order to do this, you must be current on your payments at the time you file for bankruptcy. You must also prove that you need the car for transportation to work or school.
If you file for Chapter 13 bankruptcy, the court may also order the creditor to return your car to you. However, in this case, you must be behind on your payments at the time you file for bankruptcy.
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