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Can filing bankruptcy stop a debt collection lawsuit against me?


If you're facing a debt collection lawsuit, you might be wondering if filing for bankruptcy can help. The answer is maybe. It depends on the type of bankruptcy you file and the kind of debt you have.

If you file Chapter 7 bankruptcy, also called liquidation bankruptcy, the court will appoint a trustee to sell your nonexempt assets and use the money to pay your creditors. Once your debts are paid or discharged in full, the case against you will be closed.


Chapter 13 bankruptcy, or reorganization bankruptcy, doesn't wipe out your debts completely. Instead, you'll create a repayment plan to pay off some or all of your debts over three to five years. If the court approves your plan and you make all of your payments on time, the case against you will be closed.


Filing for bankruptcy won't stop every kind of debt collector lawsuit.



The Law Offices of Omar Zambrano has helped thousands of people and businesses in the past to get out of debt and start over.



Our goal is to help you find a fresh start FASTER!


Schedule your free consultation today! By Calling 626-338-5505 or visiting us at 12738 Ramona Blvd Baldwin Park CA 91706






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