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"Can I File A Chapter 7 Before 8 Years"


Filing for bankruptcy under Chapter 7 of the Bankruptcy Code can be a complicated process, and it is important to understand the rules that apply. Traditionally, individuals must wait 8 years before they are able to file for Chapter 7 bankruptcy. However, some circumstances allow you to file more quickly than the mandated 8-year waiting period. Knowing when you can file a Chapter 7 before 8 years is key in understanding how and when to best approach filing for bankruptcy protection.


One way an individual may qualify for filing a Chapter 7 bankruptcy prior to the 8-year mark is if one of their prior bankruptcies was dismissed after conversion from Chapter 13 back down to Chapter 7 or due to failure to comply with court orders. In these cases, only 4 years must pass before another Chapter 7 case can be filed.




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