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Can I File Bankruptcy if I’m in a Debt Relief Program?


Filing for bankruptcy is a difficult and sometimes necessary decision that people may have to make. But if you’ve already started a debt relief program, can you still file for bankruptcy? The answer depends on the type of debt relief program you are in and the stage of your repayment process.


The two main types of debt relief programs are credit counseling and debt consolidation. Credit counseling typically requires participants to pay back their entire balance, while debt consolidation involves taking out one loan to pay off multiple debts. When it comes to filing for bankruptcy while enrolled in either program, it’s important to know what your repayment status is before making any decisions. If you haven’t already made any payments towards your debts, then it could be beneficial for you to file for bankruptcy rather than continue with the debt relief program.





The Law Offices of Omar Zambrano has helped thousands of people and them businesses in the past to get out of debt and start over.



Our goal is to help you find a fresh start FAST!


Schedule your free consultation today! By Calling 626-338-5505 or visiting us at 12738 Ramona Blvd Baldwin Park CA 91706






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