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Can I Reaffirm My Mortgage in a Chapter 7 Bankruptcy?


Filing for Chapter 7 bankruptcy can be a difficult decision, one that no one wants to take lightly. The good news is that it doesn’t have to mean the end of your mortgage. In fact, you can reaffirm your mortgage in a Chapter 7 bankruptcy if you choose to do so. This means that even though you file for bankruptcy, you still agree to remain liable for payment of the debt associated with the mortgage loan and will continue making payments on it after filing for bankruptcy.


Reaffirming your mortgage in a Chapter 7 Bankruptcy does not guarantee continued possession of your home; however, it does help protect your credit rating from taking an unnecessary hit due to bankruptcy proceedings. To reaffirm your mortgage in this type of filing, there are certain steps you must take and documents you must sign.



The Law Offices of the Omar Zambrano has helped thousands of people and businesses in the past to get out of debt and start over.



Our goal is to help you find a fresh start FAST!


Schedule your free consultation today! By Calling 626-338-5505 or visiting us at 12738 Ramona Blvd Baldwin Park CA 91706






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