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Debt Management or Debt Settlement: Which Is Better?


Debt can be a difficult and overwhelming financial burden, and it is important to understand the different options available when looking for debt relief. Debt management or debt settlement are two of the most popular strategies used to reduce or eliminate debt, but which one is best?


Debt management plans, also known as credit counseling, involve working with a counselor to create a plan that helps manage your debts and improve your financial literacy. This approach relies on budgeting, negotiating lower payments with creditors, and setting up payment plans that work for both parties. It takes longer than other forms of debt relief since you need to make regular payments over an extended period of time. However, this process allows you to keep all of your accounts open while reducing interest rates and late fees.




The Law Offices of Omar Zambrano has helped thousands of people and businesses in the past to get out of debt and start over.



Our goal is to help you can find a fresh start FAST!


Schedule your free consultation today! By Calling 626-338-5505 or visiting us at 12738 Ramona Blvd Baldwin Park CA 91706






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