Chat with us, powered by LiveChat
top of page

Discharging student loans in bankruptcy: The Brunner Test

Bankruptcy laws provide a viable option for individuals to discharge certain types of debt. However, when it comes to discharging student loan debt, the process can be tricky. The Brunner test is designed to determine an individual’s ability to pay back their student loan debt and if they can have it discharged in bankruptcy. This test requires that three criteria must be met in order for the court to decide if an individual qualifies for a discharge of their student loan debt.

The first requirement of the Brunner Test is that an individual must prove that they are unable to repay their loans due to extenuating circumstances such as health issues, job loss or other financial hardships. The second criterion requires proof that these circumstances will persist over time so there will be no way for them to make payments on their loan even with adjustment of living expenses and income.

The Law Offices of Omar Zambrano has helped thousands of people and businesses in the past to get out of debt and start over.

Our goal is to help you find a fresh start FAST!

Schedule your free consultation today! By Calling 626-338-5505 or visiting us at 12738 Ramona Blvd Baldwin Park CA 91706

Featured Posts
Recent Posts
  • Facebook Basic Square
  • Twitter Basic Square
  • Google+ Basic Square
bottom of page