Does Colorado Law Protect Me From Debt Collectors?
When it comes to debt collectors and the law, understanding your rights is key. In Colorado, consumers are protected from unfair debt collection practices by both federal and state laws. If you’re a resident of Colorado who is facing collection action, here’s what you need to know about how the law can protect you from aggressive debt collectors.
The Fair Debt Collection Practices Act (FDCPA) makes it illegal for debt collectors to use abusive or deceptive tactics when attempting to collect a debt. This includes calling before 8am or after 9pm, making false statements regarding the amount owed or legal action available against the debtor and using profane language in communication with the debtor. The FDCPA applies to all debts incurred for personal, family or household purposes.
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