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How Long After Filing Bankruptcy Can I Buy a House?

Filing bankruptcy doesn't have to mean the end of your homeownership dreams. While it will take some time to rebuild your credit and save up for a down payment, it is possible to buy a house after filing for bankruptcy.

The first thing you'll need to do is wait for the bankruptcy to be discharged. This usually takes about three to six months. During this time, you should work on rebuilding your credit by making all of your payments on time and keeping your balances low.

Once the bankruptcy has been discharged, you'll need to start saving up for a down payment. The size of the down payment will depend on the type of loan you qualify for, but it's typically around 10% of the purchase price.

If you can afford it, you may also want to consider buying a home before your bankruptcy is discharged.

The Law Offices of Omar Zambrano has helped thousands of people and businesses in the past to get out of debt and start over.

Our goal is to help you can find a fresh start FAST!

Schedule your free consultation today! By Calling 626-338-5505 or visiting us at 12738 Ramona Blvd Baldwin Park CA 91706


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