"How Long Does It Take For Bankruptcy To Discharge"
When you file for bankruptcy, you may be wondering how long it will take to discharge your debts. The length of time it takes can depend on a variety of factors, including the type of bankruptcy you are filing and the specific laws in your state. Generally speaking, the average length of time for a bankruptcy to discharge is three to five years.
The first factor that determines how long it takes to discharge bankruptcy is the type you filed. Chapter 7 bankruptcies are typically discharged within six months while Chapter 13 bankruptcies are longer and often take three or five years depending on the payment plan set up by an attorney or court appointed trustee. Additionally, some states have their own laws regarding how quickly a bankruptcy can be discharged which may be different than other states so it’s important to understand what applies where you live when considering filing for bankruptcy.
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