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How New York’s Statutes of Limitations on Debt Protect You


In New York, the statute of limitations on debt is four years. This means that if you have a debt that is more than four years old, the creditor cannot sue you to collect on that debt. There are some exceptions to this rule, but in general, the statute of limitations on debt protects you from being sued for debts that are old.


If you are sued for a debt that is more than four years old, you can raise the statute of limitations as a defense. This will usually result in the case being dismissed. However, even if the case is dismissed, the creditor may still try to collect the debt from you by calling you or sending you letters.


The best way to protect yourself from creditors is to keep accurate records of all your debts and payments. This will help you prove how much you owe and when the debt was incurred.





The Law Offices of Omar Zambrano has helped thousands of the people and businesses in the past to get out of debt and start over.



Our goal is to help you find a fresh start FAST!


Schedule your free consultation today! By Calling 626-338-5505 or visiting us at 12738 Ramona Blvd Baldwin Park CA 91706







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