How To Deal With Creditors That Contact You After You File Bankruptcy
When you file for bankruptcy, your creditors are legally required to stop all collection activity. However, you may still receive calls and letters from creditors after you file. Here are a few tips on how to deal with creditors that contact you after you file bankruptcy:
1. Do not ignore the creditor’s call or letter. While it is legal for creditors to contact you after you file bankruptcy, they must do so in a respectful way. If a creditor is harassing you or using abusive language, you can report them to the court.
2. Explain that you have filed for bankruptcy and provide them with your case number. Once a creditor has been notified of your bankruptcy filing, they should cease all collection activity. If they continue to contact you, they may be violating the law.
3. Keep records of all communications with the creditor.
The Law Offices of Omar Zambrano has helped thousands of people and businesses in the past to get out of debt and start over.
Our main goal is to help you find a fresh start FAST!
Schedule your free consultation today! By Calling 626-338-5505 or visiting us at 12738 Ramona Blvd Baldwin Park CA 91706