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How To Deal With Debt Collectors (When You Can’t Pay)


If you're struggling to pay your debts, you're not alone. According to a report from the Federal Reserve, about 40% of American adults can't cover an unexpected $400 expense. This means that a lot of people are dealing with debt collectors.


If you find yourself in this situation, it's important to know your rights and how to deal with debt collectors. First, you should know that debt collectors are not allowed to harass or threaten you. They also can't lie to you or make false promises.


If a debt collector contacts you, ask for their name and contact information. You can then send them a "cease and desist" letter telling them to stop contacting you. Once they receive this letter, they can only contact you again if they're sending you legal documents or if they have reason to believe that the debt is no longer valid.





The Law Offices of Omar Zambrano has helped thousands of people and businesses in the past to get out of debt and start over.



Our goal is it to help you find a fresh start FAST!


Schedule your free consultation today! By Calling 626-338-5505 or visiting us at 12738 Ramona Blvd Baldwin Park CA 91706






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