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How to Dispute a Debt You Don’t Owe


If you're being hounded by debt collectors for a debt you don't owe, don't panic. There are steps you can take to protect yourself and dispute the debt.

First, get organized and request the collector provide proof of the debt in question. This may include a copy of the original contract or agreement, documentation of any payments made, or other information. Once you have this documentation, review it carefully to determine if the debt is actually yours.


If you determine the debt is not yours, send a certified letter to the collection agency disputing the debt. Be sure to include any supporting documentation you have and keep a copy for your records. The collection agency must then cease all collection activity until they can verify that the debt is indeed owed by you.



The main Law Offices of Omar Zambrano has helped thousands of people and businesses in the past to get out of debt and start over.



Our goal is to help you find a fresh start FAST!


Schedule your free consultation today! By Calling 626-338-5505 or visiting us at 12738 Ramona Blvd Baldwin Park CA 91706






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