How to Dispute a Debt You Don’t Owe
If you're dealing with a debt collector and believe the debt they are asking you to pay isn't yours, it's important to dispute it. This can be done through the proper channels and is often easier than you think. Knowing how to dispute a debt that isn't yours can help protect your financial future. Here are some tips for successfully disputing a debt you don't owe:
First, ask for validation of the debt. The Fair Debt Collection Practices Act (FDCPA) requires that debt collectors provide written proof of the nature and validity of any debts they may be trying to collect from you. Ask them for this information so that you can verify if the debt is actually yours or not. Secondly, write a letter stating why the debt isn’t yours if it turns out not to be true.
The Law Offices of Omar Zambrano has helped thousands of people and businesses in the past to get out of debt and start over.
Our goal is to help you find a fresh start FASTER!
Schedule your free consultation today! By Calling 626-338-5505 or visiting us at 12738 Ramona Blvd Baldwin Park CA 91706