How To File Bankruptcy for Free: A 10-Step Guide
Filing for bankruptcy is a difficult process, but it doesn't have to be expensive. Here's a 10-step guide on how to file bankruptcy for free.
1. Determine if you qualify for bankruptcy. There are two types of bankruptcies: Chapter 7 and Chapter 13. To see if you qualify for Chapter 7, take the means test. This test looks at your income and expenses to determine if you can repay your debts. If your income is below the median income for your state, you qualify for Chapter 7 bankruptcy.
If you don't qualify for Chapter 7, you may still be able to file for Chapter 13 bankruptcy. With this type of bankruptcy, you propose a repayment plan to repay some or all of your debts over 3-5 years.
The Law Offices of Omar Zambrano has helped thousands of people and businesses in the past to get out of debt and start over.
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