How To File Chapter 13 Bankruptcy: A Step-by-Step Guide
If you're struggling to make ends meet, you may be considering filing for bankruptcy. Bankruptcy can help you get a fresh start by discharging your debts, but it's not right for everyone. Before you decide to file, it's important to understand the different types of bankruptcy and which one will work best for your situation.
Chapter 13 bankruptcy is often called a "reorganization" because it allows you to repay your debts over time, usually three to five years. During this time, your creditors are prohibited from taking any collection action against you. To qualify for Chapter 13 bankruptcy, you must have a regular source of income and your unsecured debts must be less than $394,725.00.
The Law Offices of Omar Zambrano has helped thousands of people and businesses in the past to get out of the debt and start over.
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