Chat with us, powered by LiveChat
top of page

How To Pass the Chapter 7 Means Test


If you are considering filing for Chapter 7 bankruptcy, you will need to pass the means test. The means test is used to determine whether you have the ability to repay your debts. If you do not pass the means test, you will not be able to file for Chapter 7 bankruptcy.

There are two parts to the means test. The first part is used to calculate your monthly income. This includes your wages, salaries, tips, and other forms of income. The second part is used to calculate your allowable expenses. This includes your mortgage or rent payments, car payments, child support payments, and other necessary expenses.


To pass the means test, your monthly income must be less than the median income for your state. Additionally, your allowable expenses must be less than your monthly income.




The Law Offices of Omar Zambrano has helped thousands of people and businesses in the past to get out of debt and start over.



Our goal is to help you find a fresh start so FAST!


Schedule your free consultation today! By Calling 626-338-5505 or visiting us at 12738 Ramona Blvd Baldwin Park CA 91706





Featured Posts
Recent Posts
  • Facebook Basic Square
  • Twitter Basic Square
  • Google+ Basic Square
bottom of page