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Is there a way to keep a credit card I need when filing bankruptcy?


When it comes to filing for bankruptcy, one of the big questions is whether or not you can keep a credit card that you need. The answer is yes, but there are a few things you need to know.

First, if you have a credit card with a balance that you want to keep, you'll need to reaffirm the debt. This means that you're agreeing to continue making payments on the card even after your bankruptcy is discharged.


Second, if you have a co-signed credit card, you'll need to get the permission of the co-signer before reaffirming the debt. Otherwise, they may be legally liable for the balance if you can't make your payments.


Finally, even if you reaffirm a debt, it's important to remember that your credit card issuer can still cancel your card at any time and for any reason.




The Law Offices of the Omar Zambrano has helped thousands of people and businesses in the past to get out of debt and start over.



Our goal is to help you find a fresh start FAST!


Schedule your free consultation today! By Calling 626-338-5505 or visiting us at 12738 Ramona Blvd Baldwin Park CA 91706







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