Laws Protecting Californians From Debt Collectors
Laws Protecting Californians From Debt Collectors Debt collectors are aggressive and relentless in their pursuit of debt. They will call you at all hours of the day and night, show up at your door, and even threaten to garnish your wages. But there are laws in place to protect Californians from these debt collectors.
The Fair Debt Collection Practices Act (FDCPA) is a federal law that protects consumers from abusive, unfair, or deceptive debt collection practices. Under the FDCPA, debt collectors are prohibited from making false or misleading statements, using obscene or profane language,making repeated phone calls, or calling consumers early in the morning or late at night.
In addition to the FDCPA, California has its own set of laws that protect consumers from abusive debt collection practices.
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