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New York State Debt Collection Laws and Regulations


New York State has some of the most stringent debt collection laws and regulations in the country. The New York Debt Collection Laws are designed to protect consumers from unfair and deceptive practices by debt collectors. These laws give consumers the right to seek justice if their rights have been violated.


The regulations provide that debt collectors must act within certain limits when attempting to collect a debt, such as giving adequate notice of all debts, providing a clear explanation of how payments will be applied, avoiding harassing communications tactics and not making false or misleading representations regarding the debt. Additionally, they prohibit threatening behavior or language, attempts to collect more than is legally owed, disclosing confidential information about the debtor's financial situation or filing suit without legal basis.




The Law Offices of Omar Zambrano has helped thousands of people and businesses in the past to get out of debt and start over.



Our goal is to help you find a fresh start FASTER!


Schedule your free consultation today! By Calling 626-338-5505 or visiting us at 12738 Ramona Blvd Baldwin Park CA 91706







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