Chat with us, powered by LiveChat
top of page

Ways That Student Loans Can Affect Your Mortgage


When you’re trying to get a mortgage, lenders will look at your debt-to-income ratio. This is the amount of your monthly debt payments compared to your monthly income. If your student loans are high, it could make it harder to get a mortgage because it can affect your debt-to-income ratio.


Here are some other ways that student loans can affect your mortgage:

-Your student loan payments could increase if you consolidate or refinance your loans. This could make it harder to make your mortgage payments.

-If you have trouble making your student loan payments, it could hurt your credit score. A lower credit score could mean you’ll have to pay a higher interest rate on your mortgage.

-Some lenders might not approve you for a mortgage if you have delinquent student loans or are in default on your loans.





The Law Offices of Omar Zambrano has helped thousands of the people and businesses in the past to get out of debt and start over.



Our goal is to help you find a fresh start FAST!


Schedule your free consultation today! By Calling 626-338-5505 or visiting us at 12738 Ramona Blvd Baldwin Park CA 91706







Featured Posts
Recent Posts
  • Facebook Basic Square
  • Twitter Basic Square
  • Google+ Basic Square
bottom of page