What Are My Rights When a Debt Collector Is Threatening To Sue Me?
When a debt collector is threatening to sue you, it can be an intimidating and frightening experience. Knowing your rights during this process is the best way to protect yourself from potential legal action. Fortunately, there are laws in place that offer protection for individuals who are being threatened by creditors or debt collectors.
The Fair Debt Collection Practices Act (FDCPA) provides legal protections for consumers facing aggressive debt collection activity. When a debt collector contacts you regarding a past due obligation, they must follow certain guidelines set in place by the FDCPA. This includes notifying you of the amount owed, providing documentation to verify the debt and offering payment arrangements if needed. Additionally, these companies cannot use abusive language or threaten legal action without having first taken steps to resolve the matter civilly.
The Law Offices of the Omar Zambrano has helped thousands of people and businesses in the past to get out of debt and start over.
Our goal is to help you find a fresh start FAST!
Schedule your free consultation today! By Calling 626-338-5505 or visiting us at 12738 Ramona Blvd Baldwin Park CA 91706