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What Are the Chapter 7 Bankruptcy Income Limits?


For those considering filing for Chapter 7 bankruptcy, understanding the income limits is essential in order to determine whether they are eligible to file. Chapter 7 bankruptcy is a type of debt relief that erases most unsecured debts and allows people to discharge their obligations quickly, but only if their income meets certain requirements. Knowing what these requirements are can help potential filers decide whether they should pursue this form of debt relief or another option.


The first requirement is passing the means test, which looks at a person’s average gross income over the past 6 months compared to the median state income for a household of similar size. If someone’s average gross monthly income over the last six months is lower than that benchmark, then they are likely eligible to file for Chapter 7 bankruptcy.



The main Law Offices of Omar Zambrano has helped thousands of people and businesses in the past to get out of debt and start over.



Our goal is to help you find a fresh start FAST!


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